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What To Do After a Hurricane In Florida
Do you know what to do after a Hurricane such as Irma? Floridians understand the inherent risks of hurricanes, tropical storms, and other natural disasters when residing in the Sunshine State, and therefore most home owners and other property owners carry insurance policies to protect their personal property in the unfortunate event of a significant storm. However, what many Floridians may not be aware of is that insurance companies — like all businesses — are primarily concerned with safeguarding their company’s financial interests and the insurance companies bottom financial line.
Policyholders, unfortunately, discover too late that insurance companies do not always fully or promptly pay a claim in the aftermath of a devastating natural disaster such as a hurricane, flooding, wind damage, etc.
So what should you do in the aftermath of a hurricane, particularly if your claim is underpaid or denied?
Immediately contact the legal counsel of an experienced hurricane property damage claims lawyer. Our award-winning trial attorneys at the Shiner Law Group have the legal acumen to help you navigate the complexities of a property damage claim, avoid insurance traps and pitfalls, and facilitate negotiations with insurance companies who seek to minimize their financial liability. We understand the dogged tactics employed by insurance companies and their legal teams, which is why we have built a reputation for providing exceptional legal counsel while fostering a positive client experience.
As a visible part of the Florida community, our law firm aggressively pursues the best results for our clients and ensure they receive the care, attention, and thoroughness they deserve.
While hardly an exhaustive list, the Shiner Law Group provides a list of things you should do in the aftermath of a hurricane:
- Gather evidence by taking photos or video (ideally this was also done before the hurricane making landfall)
- Contact your insurance company to report the claim (preferably in writing) to receive a damage assessment by an insurance adjuster
- Record the names of insurance representatives you have communicated with and document conservations such as date, time, and what was discussed
- Recover receipts and proofs of purchase
It is imperative to consult with a hurricane property damage lawyer when filing an insurance claim because insurance companies will seek to underpay or deny the claims of unrepresented parties. In the event your insurance provider fails to uphold your insurance policy agreement, our skilled hurricane property damage attorneys and law firm are prepared to represent you and protect your rights on your behalf.
How a Shiner Law Group Attorney Can Help After The Storm
Insurance companies and their adjusters will use loopholes to protect their company’s bottom line, which means there is no guarantee a hurricane property damage victim’s claim will be paid. It is imperative that Floridians protect themselves from the known seriousness of Hurricane Irma and proactively protect personal property from wind or hurricane damage. However, if Hurricane Irma caused damage to your personal property, call the property damage insurance lawyers at Shiner Law Group for insurance claims guidance and legal advice; time is of the essence.
Some of the reasons insurance companies will use to avoid paying for storm-related damages or hurricane related damages include, but are not limited to:
- Stating property owners failed to mitigate known issues prior to the storm, or fix pre-storm-related damages or fix preventable maintenance issues properly
- Attributing water damage to flooding or pre existing leaks
- Claiming that unsafe living conditions existed before the storm (i.e., residing near the coast)
- Paying out, or offering, an amount of money substantially less than what is required to cover the hurricane property damage
Florida’s geographic location makes the state prone to natural disasters, which are often powerful enough to cause widespread devastation. Insurance company negotiations should not be another hurdle in the aftermath of a storm. The hurricane property damage attorneys at the Shiner Law Group are prepared to take even the largest insurance companies to court to fight on behalf of your legal and financial interests.
The property damages lawyers at the Shiner Law Firm have handled cases involving insurance disputes for years. If you suffered property damage or other types of damages as a result of Hurricane Irma, call the insurance lawyers at the Shiner Law Group to discuss your legal rights. Hurricane Irma is set to be a record storm for 2017 and thus, should the hurricane’s wind, water, or other storm components damage your property, call the property damage claims attorneys at the Shiner Law Firm for immediate help with processing your insurance claims.
Hurricane Property Damage Claims
By SHINER LAW GROUP
Personal Injury & Trial Attorneys